@article{kim2016-fintech,
  author = {Kim, Yonghee and Park, Young-Ju and Choi, Jeongil and Yeon, Jiyoung},
  title = {The Adoption of Mobile Payment Services for “Fintech”},
  journal = {International Journal of Applied Engineering Research},
  year = {2016},
  volume = {11},
  number = {2},
  pages = {1058--1061}
}